Meet your new financial BFF
Spenny is the AI-powered personal finance app with a cute (and occasionally savage) penguin sidekick. Get roasted for your spending habits or praised for your savings wins. 🐧
Chat with Spenny
Hey! I noticed you spent $47 on coffee this week. Should I schedule an intervention? ☕️😏
Chat with your money
Ask anything about your finances in plain English. Spenny understands context and gives you personalized insights.
Spenny
Online now
"How much can I spend on entertainment this month?"
Based on your budget, you have $127 left for entertainment. You've been pretty good this month! 🎉
"When's the best time to buy that new laptop?"
If you save $200/month, you can afford it by March without touching your emergency fund! 💻✨
Natural conversations
No complicated menus or confusing charts. Just ask Spenny questions the way you'd ask a friend.
Context Aware
Remembers your goals and spending patterns
Smart Insights
Learns from your behavior over time
Budgets that actually work
Spenny creates personalized budgets based on your real spending patterns, not some generic template.
Budgets that adapt to you
Spenny analyzes your spending history and creates realistic budgets you can actually stick to.
Auto-Generated
Based on your real spending patterns, not wishful thinking
Smart Alerts
Get notified before you overspend, not after
Flexible Adjustments
Life happens - your budget adapts automatically
February Budget
Almost at limit - 6 days left!
You're doing great! 💚
Right on track!
🎉 You're $127 under budget this month! Maybe treat yourself to that book you wanted?
Stay ahead of your spending
Smart alerts that actually help, delivered with just the right amount of penguin personality.
Notifications
Budget Alert
2 minutes ago
You're 80% through your dining budget with 8 days left in February. Maybe it's ramen time? 🍜
Great Job!
1 hour ago
You're under budget in 4 categories this month! Your future self is sending virtual high-fives! 🙌
Insight
This morning
Your coffee spending is up 40% this month. Either you're stressed or really tired. Everything ok? ☕️
Smart alerts that care
Get personalized notifications that help you stay on track without being annoying.
Proactive Warnings
Get notified before you hit budget limits
Positive Reinforcement
Celebrate your wins and good habits
Contextual Insights
Understand patterns in your spending behavior
Introducing: Unhinged Mode
Sometimes you need tough love. Toggle on Unhinged Mode for brutally honest (and hilarious) financial reality checks.
Gentle encouragement
Gentle Mode provides supportive nudges and positive reinforcement to help you stay on track.
Recent Unhinged Moments
Seriously? Another DoorDash order? I'm starting a support group. 🤦♂️
Your shopping cart has trust issues - it keeps getting abandoned! 🛒💔
That $200 impulse buy was really... impulsive. Shocking, I know. 😒
Settings
Personality Mode
Choose how Spenny talks to you
I noticed you've had a few coffee purchases today. Maybe we could try making some at home tomorrow? ☕️💕
Bank-level security, zero compromises
Your financial data is protected with the same security standards used by major Canadian banks.
256-bit Encryption
All data is encrypted both in transit and at rest using industry-standard AES-256 encryption.
Read-Only Access
We can only view your transactions. We can never move, spend, or access your money.
Privacy First
Your data stays in Canada and is never sold. We make money from subscriptions, not your data.
Simple, transparent pricing
Start free, upgrade when you're ready. No hidden fees, no surprises. Just honest pricing for honest financial management.
Free
Perfect for getting started
Forever
Premium
Unlock your full financial potential
per month
Save 39% with annual billing ($95/year)
No commitment, cancel anytime
Free Trial
Try premium features for 7 days
Secure Billing
Bank-level security for payments
Easy Cancellation
Cancel anytime through app stores
Ready to make friends with your finances?
Join thousands of Canadians who've transformed their relationship with money. Your penguin is waiting!
Free to download. Premium features available. No hidden fees, unlike your bank. 😉